Apr 28 2014

Supplementary Health Insurance

Flexibility of offers significantly increased the Federal Government’s current health-care reform means for the vast majority of citizens who are insured in a statutory health insurance company, that they have to pay higher contributions in the near future. Legally insured persons can perform but even their own health reform, if they want better medical care in the future. It was as a private patient in the hospital, a supplementary pension in the posterior region or also as an outpatient. Depending on the individual needs of hedge the possibility now himself assemble the individual modules of the supplementary health insurance. In the hospital, most citizens an accommodation in twin or the Chief Physician treatment want. Patients are housed in a dormitory but by default and be treated normally by the each on-duty doctor. Who wants to be in the twin room, requires a corresponding supplementary health insurance.

In the posterior region can for patients in particular when expensive dentures measures yield high co-payments. Who wants to protect themselves from high proportions of equity, should in due time complete a dental insurance. Once a treatment from the dentist has been advised or already started, it is too late for the conclusion of a contract. There are gaps in the coverage of statutory funds also in outpatient. The cost of glasses or contact lenses, naturopathic and alternative practitioners or eyes-laser operations can now be covered by a private supplementary health insurance. Now versatile combination options are available in the selection of suitable supplementary insurance. More information about the supplementary health insurance, as well as the possibility of non-binding use an online fare finders including a comparative calculation are available on the website Krankenzusatzversicherung.young insurance.de.

Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Contact for the press: Bogdan Kalid image source: Yuri Arcurs / fotolia.com the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded company. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998, the insurance industry become active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.


Apr 27 2014

Cherry EHealth BCS Keyboard

Cherry keyboard the gematik certification with card reader has Longuich, the 17.05.11. The large-area edition of the new electronic health card is fast approaching. From October 2011, 10% of the insured in Germany should be equipped with the new FGC and settle their doctor visits only with the new card. The doctors should equip themselves for this reason as early as possible with a German electronic health card reader and accordingly the changes prepare the practice software. The most important thing when buying a new German electronic health card card reader is the gematik approval.

Only by the gematik, confirming that the German electronic health card reader complies with the requirements, an allowance can be claimed for the device. In addition to the mobile and stationary German electronic health card card readers there is also the version used in many surgeries, the PC keyboard with built-in card reader. Cherry introduces now the only keyboard solution available on the market with its G87-1504, which is able to read the FGC. The cherry eHealth BCS keyboard supports not only the new electronic health card, but also the health care practitioner identification, the “old” KVK and the SMC. Because the cherry keyboard has the gematik approval, can be asserted to the funding and is also future-proof due to their upgrade ability. The cherry G87-1504 is a USB keyboard with a built-in graphical display.

The use of eHealth-BCS keyboard cherry brings the great advantage of the space savings with and also facilitates the work processes in the adoption of the patient. The cherry keyboard G87-1504 is not only extremely reliable but also SICCT and BCS compatible.


Apr 22 2014

Longterm Care Insurance

Tax advisor Jurgen Dieter grainy informed the citizens Relief Act which came into force on 01.01.2010 expected contribution to the basic services of health and long-term care insurance to the tax deposition eligible charges. The Mannheim tax expert Jurgen Dieter grainy reported this significant new regulation. Due to a ruling by the Federal Constitutional Court the Federal Government with period signed as of 1 January 2010, to regulate the tax deductibility of health care insurance premium. Germany’s highest court was particularly unequal tax treatment between contributors and recipients of government services of social assistance to be unconstitutional. The timely implementation of this decision has been reached by the citizens Relief Act. Health and care insurance premium can be removed now tax as Special Edition, just whether it is private or statutory insured taxpayers.

However, only those posts be the special editions according to the intention of the legislator expected to serve the insured, to ensure a basic supply corresponding to the services within the framework of social assistance. This provision stems from the purpose of the Act to counteract an unequal treatment of contributors and beneficiaries. The review of his contributions, that all services and benefits that it acquires through the content of beyond primary care, are not capable of deposing means for the taxpayer. For example, chief physician treatment or entitled to single room at the hospital are therefore non-deductible just as the sickness benefit subject to primary care and posts related to them. At Privatversicherten the insurance premium must be settled pro rata to all services, which do not belong to the defined basic services of the statutory health insurance. For this purpose, the basic rate of private health insurance companies, which must minimally meet the services of its legal counterpart provides a good clue. Can legally insured their contributions in full as Special Edition claim, less a flat-rate deduction of 4% which compensates not associated with primary care benefits claim. If this claim, such as retired people, no longer exists, the flat-rate deduction is eliminated.

A statutory health insurance special reports required by its members, these are fully tax deductible. Such contributions are tax deposition capable in addition to equity contributions, paid by the insured person for him compared to dependants, as his children. Whereas, the cost of a travel medical insurance are not deductible. Also be payments of insurance to the insured, for example, refunds and bonuses and also post grants of the employer on the deductible amount. The new regulation by the Civil Relief Act improves the deductibility of contributions to the health and long-term care insurance, but at the same time takes out the expenses for accident, liability, and unemployment insurance systems: from the list of deductible charges. Is the Taxpayers unclear, how or to what extent he can claim tax his health and care insurance contributions, is to advise it on him to appoint a competent tax advisor.